46 North Benefit Advisors

The weekly letter

The Pressure Test Letter

One email a week about Indiana public-sector benefits: what changed in the filings, what moved at the Statehouse, what a new DLGF or Gateway release actually says, and where the tools on this site have been updated. Written by a person, sent to a list we do not rent, share or sell.

Subscribe

One field, because one field is all we collect. You will get a plain confirmation that you are on the list and then the next issue on Tuesday.

We will send from andrew@46northadvisors.com. Unsubscribe link at the bottom of every issue, working on the first click. The list is not rented, shared or sold.

This is not the contact form

The contact page is where you ask us to look at your unit’s numbers, and it still subscribes you to nothing — that promise is printed on it and it has not changed. This box is the opposite: it puts you on the letter and starts no conversation at all. Doing one does not do the other.

Go to the contact page instead

What we are committing to

Four promises, and what enforces them

One email a week

Tuesday mornings. If a week has nothing in it worth your time, you get nothing — a newsletter that pads to fill a schedule is training you to stop opening it.

We ask for an email address and nothing else

No name, no unit, no title, no phone. There is no profile behind the address because there is nothing in it. If you want us to know who you are, use the contact page.

Unsubscribing takes one click

The link is at the bottom of every issue and it works on the first click, with no confirmation page asking you to reconsider.

The list is not for sale and not for rent

It is not shared with a carrier, an administrator, or anybody else, and it never becomes part of a list that is.

The second of those is structural rather than a policy we are asking you to trust: the subscribe form has one field and the server stores the address, the page it came from, and the time. There is no name field to leave blank, so there is no profile to build.

What is actually in it

A typical Tuesday

One

What moved in the filings

New Annual Financial Report and Form 4B postings on the Indiana Gateway, DLGF certified budget and levy releases, and what a release changes about a figure we have published. When a refresh moves a peer median, we say so and say by how much.

Two

What moved at the Statehouse

Bills and enrolled acts that reach a public plan sponsor: pharmacy benefit manager regulation, the SEA 3 duties, hospital price legislation, the township reorganisation mechanism in SEA 270 and the dates attached to it. Read as public statute, not as legal advice — we are not counsel and the letter repeats that whenever it matters.

Three

One unit, looked at properly

A single Indiana county, city, town or township whose filed numbers are interesting, walked through with the sources printed. Never a criticism of the people who filed them, and never a unit that has asked us not to.

Four

What changed on this site

New articles, session dates once they are fixed, and any change to the tools — a new data vintage in the Scorecard, a corrected figure, a method note. Corrections lead the letter rather than hiding at the bottom of it.

The rest of the shelf

The letter is the thinnest thing we make

It is a week of notes. The journal is the long form — three article briefs planned, one published so far — and the working sessions are the part where you can interrupt and ask why. All three sessions are being built now and the letter is how their dates get out.