46 North Benefit Advisors

The Benefits Gateway

Township merger check

Senate Enrolled Act 270 sets twelve conditions. A township that accumulates four points across them is designated for mandatory reorganisation. Answer the twelve below and the total adds up as you go — in your browser, on your screen, sent nowhere. We do not ask which township you are and we do not want to know unless you decide to tell us.

The twelve criteria

Tick every one that is true of your township. Where you are not certain, leave it unticked and note it — an unticked box you have not verified is the most common reason a total comes out low.

0points of 13 · the threshold is 4Tick the criteria that apply.

Nothing on this page is transmitted. There is no submit button, because there is nothing to submit. Print it if you want a record of what you ticked; your browser’s print dialog will produce a clean copy.

The mechanism

What happens, and when

The list

31 December 2026

The Department of Local Government Finance publishes the designated townships on that date. Until then no list exists, and anyone showing you one — including us — is showing you arithmetic rather than a designation.

The window

31 March 2027

Petitions for reconsideration are due. That is under three months from publication, over a holiday, to assemble a case that a criterion was scored on bad information. The work of checking your own record is best done before the list lands, not after.

The exemption

Marion County

Townships in Marion County are exempt from the mechanism entirely. If you are a Marion County township this page is background reading and nothing more.

Where a designated township is absorbed, the statutory tests are 80% boundary coincidence between the township and a municipality, and 51% of the township population inside the municipality. Cited to IC 36-6-1.7, added by Senate Enrolled Act 270 (2026). We are not counsel; this is a reading of a public statute and should be confirmed with your attorney before anybody acts on it.

Why a benefits firm built this

Because a merger is an employee event before it is a governance event

Somebody inherits the people

When a township is absorbed, its employees do not evaporate. They arrive at a receiving unit that already has a plan, a renewal date, a carrier and a rate structure, and that unit now has a different census than the one it was underwritten on. That conversation is ours whether the merger was welcome or not.

The receiving unit has a budget problem too

Absorbing headcount mid-year, without the levy that funded it and without having priced the change, is how a county or a city ends up with a benefits line it did not adopt. The time to model that is while the list is still a prediction.

We would rather be early than clever

We have scored all 1,001 Indiana townships against these criteria internally, on eight of the twelve, which means every total we hold can only rise. We are not publishing any of it. What we will do is sit down with a township or a receiving unit and work through their own record with them.

No fee attaches to this page

The check is free, it collects nothing, and it will still be here whether or not you ever speak to us. If it is useful, send it to the trustee down the road.